Axis Bank Personal Loan – Fast Approval & Low Interest Rates with Indicred
When you’re in urgent need of funds, a personal loan can be the quickest solution. Axis Bank Personal Loan is known for its fast approval, attractive interest rates, and flexible repayment options. With Indicred, applying for an Axis Bank personal loan becomes even smoother, ensuring a hassle-free experience and the best deals tailored to your needs.
Max. Loan Amount
Up to ₹40L
Rate of Interest
10.49% p.a. onwards
Tenure up to
Up to 5 years
Processing Fee
2% - 8%
✅ Why Choose Axis Bank Personal Loan?
Axis Bank is one of India’s leading private sector banks offering easy and affordable personal loans. Here’s why it’s a top choice:
Quick Disbursal – Funds credited within 24-48 hours.
Low Interest Rates – Starting from 10.49% p.a.
Flexible Repayment – Tenure ranging from 12 to 60 months.
High Loan Amount – Borrow up to ₹40 lakhs.
No Collateral Required – 100% unsecured loan.
Minimal Documentation – Simple and fast application process.
📌 Features of Axis Bank Personal Loan with Indicred
Loan Amount – ₹50,000 to ₹40,00,000
Interest Rate – Starting at 10.49% p.a.
Tenure – 1 to 5 years
Processing Fee – Up to 2% of loan amount
Foreclosure/Prepayment – Allowed after 12 EMIs (charges applicable)
Approval Time – Instant to 48 hours depending on profile
⚡ Benefits of Applying via Indicred
Choosing Indicred to apply for your HDFC personal loan comes with unique advantages:
Quick Online Application – Apply from anywhere, anytime.
Compare & Choose – Get the best offers tailored for you.
Transparency – No hidden charges or false promises.
Expert Assistance – Guidance throughout the loan process.
Pan-India Access – Apply from any city across India.
📝 Eligibility Criteria for HDFC Personal Loan
To qualify, you need to meet the following requirements:
Age – 21 to 60 years
Employment – Salaried individual in private/public sector or MNC
Monthly Income – Minimum ₹25,000 (varies by city)
Work Experience – At least 2 years overall, 1 year in current job
Credit Score – 700+ preferred
📂 Documents Required
Keep these documents handy for fast approval:
Identity Proof – Aadhaar, PAN, Passport, or Driving License
Address Proof – Utility bills, rental agreement, Aadhaar, or Passport
Income Proof – Latest 3 months’ salary slips, Form 16
Bank Statement – Last 3 to 6 months
💡 How to Apply for Axis Bank Personal Loan with Indicred?
Visit Indicred.in and navigate to Personal Loan.
Fill out the online form with basic details.
Upload required documents for verification.
Get instant eligibility check & loan offer.
Choose the best loan option and proceed.
Loan disbursal directly to your bank account.
🎯 Why Axis Bank Personal Loan is the Best Choice
Competitive interest rates compared to many banks
Higher loan eligibility for salaried professionals
Quick disbursal with minimal paperwork
Trusted private bank with excellent customer support
Flexibility in repayment and prepayment options
🏦 Use Cases of Axis Bank Personal Loan
An Axis Bank personal loan can be used for multiple financial needs:
Wedding expenses
Higher education
Travel & holidays
Medical emergencies
Home renovation
Debt consolidation
HDFC Personal Loan FAQs
👉 Up to ₹40 lakhs depending on eligibility.
👉 Disbursal usually takes 24-48 hours after approval.
👉 Yes, after paying at least 12 EMIs. Charges apply.
👉 No, Axis Bank personal loans are completely unsecured.
👉 Indicred ensures faster processing, multiple loan options, and expert assistance.
Personal Loan Providers
Axis Bank Personal Loan EMI Calculator
EMI Schedule
| Month | EMI | Principal | Interest | Opening Balance | Closing Balance |
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Contact us
Office Address
JMD Megapolis Sector 48 Gurgaon
Indicred offers a wide array of financial products including personal loans, instant loans, education loans, home loans, business loans, and car loans. We also provide credit cards, including cashback credit cards, rewards credit cards, and travel credit cards. Whether you're looking for quick access to funds or flexible repayment options, Indicred makes it easy with competitive rates, fast approval, and simple online application. With advanced credit assessments, even those with limited credit history can access the financial solutions they need. Apply now for personalized loan and credit card offers!