HDFC Personal Loan – Fast Approval & Low Rates with Indicred
When you need quick financial assistance, a personal loan becomes the easiest solution. HDFC Bank Personal Loan is one of the most popular options in India due to its fast approval, minimal documentation, and attractive interest rates. With Indicred, applying for an HDFC personal loan becomes even more convenient, ensuring a smooth and transparent borrowing experience.
Max. Loan Amount
Up to ₹40L
Rate of Interest
10.49% p.a. onwards
Tenure up to
Up to 5 years
Processing Fee
2% - 8%
✅ Why Choose HDFC Personal Loan?
HDFC Bank is trusted by millions of Indians for quick and reliable personal loans. Here’s why it stands out:
Instant Approval – Loan approval within minutes.
Low Interest Rates – Attractive rates starting from just 10.50% p.a..
Flexible Tenure – Repay in 12 to 60 months.
High Loan Amount – Borrow up to ₹40 lakhs.
No Collateral Needed – 100% unsecured loan.
Hassle-free Process – Minimal documentation with quick disbursal.
📌 Features of HDFC Personal Loan with Indicred
Loan Amount – ₹50,000 to ₹40,00,000
Interest Rate – Starting from 10.50% p.a.
Tenure – 1 to 5 years
Processing Fee – Up to 2.5% of loan amount
Prepayment/Foreclosure – Allowed after 12 EMIs (charges applicable)
Approval Time – As fast as 10 seconds (for pre-approved customers)
⚡ Benefits of Applying via Indicred
Choosing Indicred to apply for your HDFC personal loan comes with unique advantages:
Quick Online Application – Apply from anywhere, anytime.
Compare & Choose – Get the best offers tailored for you.
Transparency – No hidden charges or false promises.
Expert Assistance – Guidance throughout the loan process.
Pan-India Access – Apply from any city across India.
📝 Eligibility Criteria for HDFC Personal Loan
To qualify, you need to meet the following requirements:
Age – 21 to 60 years
Employment – Salaried individual in private/public sector or MNC
Monthly Income – Minimum ₹25,000 (varies by city)
Work Experience – At least 2 years overall, 1 year in current job
Credit Score – 700+ preferred
📂 Documents Required
Keep these documents handy for fast approval:
Identity Proof – Aadhaar, PAN, Passport, or Driving License
Address Proof – Utility bills, rental agreement, Aadhaar, or Passport
Income Proof – Latest 3 months’ salary slips, Form 16
Bank Statement – Last 3 to 6 months
💡 How to Apply for HDFC Personal Loan with Indicred?
Visit Indicred.in and navigate to Personal Loan.
Fill out the online form with basic details.
Upload required documents for verification.
Get instant eligibility check & loan offer.
Choose the best loan option and proceed.
Loan disbursal directly to your bank account.
🎯 Why HDFC Personal Loan is the Best Choice
Trusted Bank with strong reputation
Flexible repayment options
Quick access to funds during emergencies
Transparent terms and conditions
Exclusive offers for existing HDFC Bank customers
🏦 Use Cases of HDFC Personal Loan
You can use your HDFC personal loan for multiple needs:
Wedding expenses
Medical emergencies
Travel & vacation plans
Education & skill development
Home renovation
Debt consolidation
HDFC Personal Loan FAQs
👉 Minimum monthly salary should be ₹25,000, but it varies by city and profile.
👉 With Indicred, you can get instant approval and disbursal within 24 hours
No, HDFC personal loans are unsecured, meaning no collateral required.
👉 Indicred ensures a transparent, quick, and smooth process with expert assistance to get you the right deal.
Late payment fees may apply, and your credit score could be affected.
Personal Loan Providers
HDFC Personal Loan EMI Calculator
EMI Schedule
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Contact us
Office Address
JMD Megapolis Sector 48 Gurgaon
Indicred offers a wide array of financial products including personal loans, instant loans, education loans, home loans, business loans, and car loans. We also provide credit cards, including cashback credit cards, rewards credit cards, and travel credit cards. Whether you're looking for quick access to funds or flexible repayment options, Indicred makes it easy with competitive rates, fast approval, and simple online application. With advanced credit assessments, even those with limited credit history can access the financial solutions they need. Apply now for personalized loan and credit card offers!