In today’s fast-paced world, having access to quick and reliable personal finance is essential. The Dhani Personal Loan is designed to provide instant funds for your medical bills, education, travel, weddings, home renovation, or emergency needs. With fast approval, low interest rates, and flexible EMIs, Dhani ensures you can manage your expenses stress-free.
Applying through Indicred makes it even more convenient with a 100% digital process, minimal paperwork, and faster disbursal directly into your bank account.
Max. Loan Amount
Up to ₹40L
Rate of Interest
10.49% p.a. onwards
Tenure up to
Up to 5 years
Processing Fee
2% - 8%
Quick Disbursal – Funds credited within 24-48 hours.
Low Interest Rates – Starting from 11.99% p.a.
Flexible Repayment – Tenure ranging from 3 to 60 months.
High Loan Amount – Borrow up to ₹15 lakhs.
No Collateral Required – 100% unsecured loan.
Minimal Documentation – Simple and fast application process.
Loan Amount: ₹5,000 to ₹15 Lakhs
Interest Rate: Starting from 11.99% p.a.*
Tenure: 3 months to 60 months
Approval: Quick & paperless processing
No Collateral: 100% unsecured loan
Flexible Usage: Weddings, travel, medical, education, debt consolidation, shopping, or emergencies
⚡ Instant Eligibility Check – Get to know your loan eligibility in minutes
💰 Low Interest Rates – Compare offers before choosing
📝 100% Digital Application – Hassle-free online process
🎯 Expert Assistance – Personalized loan guidance
🚀 Fast Disbursal – Funds directly into your account within 24–48 hours
Age: 21 – 60 years
Employment: Salaried, self-employed, or professionals
Minimum Income: ₹15,000 per month (varies by city)
Credit Score: 650+ recommended for best offers
Work Experience: At least 1 year for salaried / 2 years for self-employed
Identity Proof: Aadhaar, PAN, Passport, or Voter ID
Address Proof: Aadhaar, utility bill, Passport, or rental agreement
Income Proof: Latest salary slips, ITR, or bank statements
Employment/Business Proof: Company ID card, employment letter, or business registration
Visit Indicred.in and navigate to Personal Loan.
Fill out the online form with basic details.
Upload required documents for verification.
Get instant eligibility check & loan offer.
Choose the best loan option and proceed.
Loan disbursal directly to your bank account.
✅ Loan amount starting as low as ₹5,000 for short-term needs
✅ Easy EMIs with tenure up to 5 years
✅ No guarantor or collateral required
✅ Multipurpose loan usage
✅ Trusted NBFC with a strong presence in India
An dhani personal loan can be used for multiple financial needs:
Wedding expenses
Higher education
Travel & holidays
Medical emergencies
Home renovation
Debt consolidation
Dhani Personal Loan FAQs
You can avail loans starting from as low as ₹5,000.
With Indicred, approvals are quick and disbursals are generally within 24–48 hours.
No, Dhani Personal Loan is an unsecured loan, so no guarantor is required.
Yes, foreclosure and prepayment options are available as per NBFC policies
Interest rates start from 11.99% p.a., depending on your profile and credit score.
Personal Loan Providers
Dhani Personal Loan EMI Calculator
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Contact us
Office Address
JMD Megapolis Sector 48 Gurgaon
Indicred offers a wide array of financial products including personal loans, instant loans, education loans, home loans, business loans, and car loans. We also provide credit cards, including cashback credit cards, rewards credit cards, and travel credit cards. Whether you're looking for quick access to funds or flexible repayment options, Indicred makes it easy with competitive rates, fast approval, and simple online application. With advanced credit assessments, even those with limited credit history can access the financial solutions they need. Apply now for personalized loan and credit card offers!