ICICI Personal Loan – Fast Approval & Low Interest Rates with Indicred

When unexpected expenses arise, a personal loan can provide the financial support you need. ICICI Bank Personal Loan is among the most popular choices in India due to its quick approval, minimal documentation, and attractive interest rates. With Indicred, applying becomes even more seamless, giving you access to the best offers with a smooth and transparent process.

Check Best Personal Loan Offers

From 70+ Banks and NBFCs

Check Eligibility

Max. Loan Amount

Up to ₹40L

Rate of Interest

10.49% p.a. onwards

Tenure up to

Up to 5 years

Processing Fee

2% - 8%

✅ Why Choose ICICI Bank Personal Loan?

ICICI Bank is a leading private sector bank offering reliable and flexible personal loans. Key benefits include:

  • Fast Approval – Get loan approval within minutes.

  • Low Interest Rates – Starting from 10.65% p.a.

  • High Loan Amount – Borrow up to ₹50 lakhs.

  • Flexible Repayment – Tenure ranging from 12 to 72 months.

  • 100% Unsecured Loan – No collateral or guarantor required.

  • Trusted Bank – ICICI is known for strong customer service and wide presence.

📌 Features of ICICI Personal Loan with Indicred

  • Loan Amount – ₹50,000 to ₹50,00,000

  • Interest Rate – Starting from 10.65% p.a.

  • Tenure – 1 to 6 years

  • Processing Fee – Up to 2.50% of loan amount

  • Prepayment/Foreclosure – Allowed after 12 EMIs (charges applicable)

  • Approval Time – Instant to 48 hours, depending on eligibility

⚡ Benefits of Applying via Indicred

Choosing Indicred to apply for your HDFC personal loan comes with unique advantages:

  • Quick Online Application – Apply from anywhere, anytime.

  • Compare & Choose – Get the best offers tailored for you.

  • Transparency – No hidden charges or false promises.

  • Expert Assistance – Guidance throughout the loan process.

  • Pan-India Access – Apply from any city across India.

📝 Eligibility Criteria for ICICI Personal Loan

To qualify for ICICI personal loan, you need to meet the following:

  • Age – 23 to 58 years (salaried)

  • Employment – Salaried individuals in private/public/MNCs or self-employed professionals

  • Minimum Income – ₹25,000 – ₹30,000 monthly (varies by city)

  • Work Experience – Minimum 2 years overall, with at least 1 year in current job/business

  • Credit Score – 700+ preferred

📂 Documents Required

Keep these documents handy for fast approval:

  • Identity Proof – Aadhaar, PAN, Passport, or Driving License

  • Address Proof – Utility bills, rental agreement, Aadhaar, or Passport

  • Income Proof – Latest 3 months’ salary slips, Form 16

  • Bank Statement – Last 3 to 6 months

💡 How to Apply for ICICI Personal Loan with Indicred?

  • Visit Indicred.in and navigate to Personal Loan.

  • Fill out the online form with basic details.

  • Upload required documents for verification.

  • Get instant eligibility check & loan offer.

  • Choose the best loan option and proceed.

  • Loan disbursal directly to your bank account.

🎯 Why ICICI Personal Loan is the Smart Choice

  • Higher loan amounts (up to ₹50 lakhs)

  • Flexible tenure up to 6 years

  • Fast approval & disbursal

  • No collateral required

  • Trusted bank with pan-India network

🏦 Use Cases of ICICI Personal Loan

You can use your HDFC personal loan for multiple needs:

  • Wedding expenses

  • Medical emergencies

  • Travel & vacation plans

  • Education & skill development

  • Home renovation

  • Debt consolidation

ICICI Personal Loan FAQs

Q1. What is the maximum loan amount ICICI offers?

👉 Up to ₹50 lakhs, depending on eligibility.

Q2. How quickly can I get the loan?

👉 Disbursal can happen within 24–48 hours after approval.

Q3. Can I foreclose my ICICI personal loan?

👉 Yes, after 12 EMIs. Charges apply.

Q4. Do I need collateral?

👉 No, ICICI personal loans are unsecured.

Q5. Why should I apply through Indicred?

👉 Indicred provides faster processing, best offers, and expert support.

ICICI Personal Loan EMI Calculator


₹0

₹0

₹0

₹0
Apply Now

EMI Schedule

Month EMI Principal Interest Opening Balance Closing Balance

Latest Personal Loan Articles

Personal Loans City Wise

Personal Loan Delhi | Personal Loan Mumbai | Personal Loan Bangalore | Personal Loan Chennai | Personal Loan Kolkata | Personal Loan Hyderabad | Personal Loan Pune | Personal Loan Ahmedabad | Personal Loan Jaipur | Personal Loan Surat | Personal Loan Kanpur | Personal Loan Lucknow | Personal Loan Nagpur | Personal Loan Visakhapatnam | Personal Loan Indore | Personal Loan Patna | Personal Loan Vadodara | Personal Loan Bhopal | Personal Loan Coimbatore | Personal Loan Chandigarh | Personal Loan Agra | Personal Loan Nashik | Personal Loan Madurai | Personal Loan Aurangabad | Personal Loan Varanasi

Personal Loans Bank Wise

HDFC Bank Personal Loan | ICICI Bank Personal Loan | SBI Personal Loan | Axis Bank Personal Loan | Kotak Mahindra Bank Personal Loan | PNB Personal Loan | Bank of Baroda Personal Loan | Union Bank Personal Loan | IndusInd Bank Personal Loan | Yes Bank Personal Loan | IDFC First Bank Personal Loan | Citibank Personal Loan | Standard Chartered Bank Personal Loan | RBL Bank Personal Loan | IDBI Bank Personal Loan | Bajaj Finserv Personal Loan | Tata Capital Personal Loan | Fullerton India Personal Loan | Capital First Personal Loan | Mahindra Finance Personal Loan | L&T Finance Personal Loan | Magma Fincorp Personal Loan | HDFC Credila Personal Loan | Axis Bank Insta Personal Loan | SBI YONO Personal Loan

WhatsApp Live Chat

Indicred offers a wide array of financial products including personal loans, instant loans, education loans, home loans, business loans, and car loans. We also provide credit cards, including cashback credit cards, rewards credit cards, and travel credit cards. Whether you're looking for quick access to funds or flexible repayment options, Indicred makes it easy with competitive rates, fast approval, and simple online application. With advanced credit assessments, even those with limited credit history can access the financial solutions they need. Apply now for personalized loan and credit card offers!