Tata Capital Personal Loan- Fast Approval & Low Interest Rates with Indicred
A personal loan is a type of unsecured loan that allows individuals to borrow money for various purposes, such as consolidating debt, financing a major purchase, or covering unexpected expenses. Unlike secured loans, personal loans do not require collateral, making them accessible to a wider range of borrowers.
Max. Loan Amount
Up to ₹40L
Rate of Interest
10.49% p.a. onwards
Tenure up to
Up to 5 years
Processing Fee
2% - 8%
✅ Why Choose Tata Capital Personal Loan?
Quick Disbursal – Funds credited within 24-48 hours.
Low Interest Rates – Starting from 10.99% p.a.
Flexible Repayment – Tenure ranging from 12 to 72 months.
High Loan Amount – Borrow up to ₹35 lakhs.
No Collateral Required – 100% unsecured loan.
Minimal Documentation – Simple and fast application process.
📌 Features of Tata Capital Personal Loan with Indicred
Loan Amount: ₹75,000 to ₹35 Lakhs
Interest Rate: Starting from 10.99% p.a.*
Tenure: 12 months to 72 months
Approval: Quick approval with minimal paperwork
End Use: Multipurpose – wedding, education, travel, home renovation, medical needs, or debt consolidation
Part-Payment Facility: Available after lock-in period
⚡ Benefits of Applying via Indicred
Quick Eligibility Check – Find out your loan eligibility instantly
Low Interest Rates – Compare offers and save more
100% Online Application – Seamless and paperless process
Expert Guidance – Get professional help at every step
Fast Disbursal – Money directly credited to your bank account
📝 Eligibility Criteria for Tata Capital Personal Loan
Age: 22 – 58 years (salaried), up to 65 years (self-employed)
Employment: Salaried professionals & self-employed individuals
Minimum Income: ₹20,000 per month (varies by city)
Credit Score: 700+ preferred for best rates
Work Experience: 1 year for salaried, 2 years of business continuity for self-employed
📂 Documents Required
Keep these documents handy for fast approval:
KYC Proof: Aadhaar Card, PAN Card, Passport, or Voter ID
Address Proof: Aadhaar, utility bills, Passport, or rental agreement
Income Proof: Salary slips, ITR, or bank statements
Employment/Business Proof: Company ID card, employment letter, or business registration documents
💡 How to Apply for Tata capital Personal Loan with Indicred?
Visit Indicred.in and navigate to Personal Loan.
Fill out the online form with basic details.
Upload required documents for verification.
Get instant eligibility check & loan offer.
Choose the best loan option and proceed.
Loan disbursal directly to your bank account.
🎯 Why Tata Capital Personal Loan is the Best Choice
Affordable EMIs with flexible tenure up to 6 years
Attractive balance transfer options to lower EMI burden
Part-prepayment and foreclosure allowed
Multipurpose usage with no restrictions
🏦 Use Cases of Tata Capital Personal Loan
An Tata capital personal loan can be used for multiple financial needs:
Wedding expenses
Higher education
Travel & holidays
Medical emergencies
Home renovation
Debt consolidation
Tata capital Personal Loan FAQs
You can avail up to ₹35 Lakhs, subject to eligibility.
With Indicred, loans can be approved quickly and disbursed within 24-48 hours.
No, it’s an unsecured loan, so no collateral is needed.
Yes, Tata Capital allows part-prepayment after a minimum lock-in period.
Rates start at 10.99% p.a., depending on your income and credit score.
Personal Loan Providers
Tata Capital Personal Loan EMI Calculator
EMI Schedule
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Contact us
Office Address
JMD Megapolis Sector 48 Gurgaon
Indicred offers a wide array of financial products including personal loans, instant loans, education loans, home loans, business loans, and car loans. We also provide credit cards, including cashback credit cards, rewards credit cards, and travel credit cards. Whether you're looking for quick access to funds or flexible repayment options, Indicred makes it easy with competitive rates, fast approval, and simple online application. With advanced credit assessments, even those with limited credit history can access the financial solutions they need. Apply now for personalized loan and credit card offers!