Indian Bank Personal Loan- Fast Approval & Low Interest Rates with Indicred
When you need urgent funds for medical bills, weddings, education, travel, home renovation, or debt consolidation, the Indian Bank Personal Loan is a trusted and affordable option. With quick approvals, competitive interest rates, and flexible repayment plans, it helps you manage your financial needs seamlessly.
Through Indicred, you can apply for an Indian Bank Personal Loan online with a paperless process, minimal documentation, and faster disbursal.
Max. Loan Amount
Up to ₹40L
Rate of Interest
10.49% p.a. onwards
Tenure up to
Up to 5 years
Processing Fee
2% - 8%
✅ Why Choose Indian Bank Personal Loan?
Quick Disbursal – Funds credited within 24-48 hours.
Low Interest Rates – Starting from 10.40% p.a.
Flexible Repayment – Tenure ranging from 12 to 60 months.
High Loan Amount – Borrow up to ₹20 lakhs.
No Collateral Required – 100% unsecured loan.
Minimal Documentation – Simple and fast application process.
📌 Features of Indian Bank Personal Loan with Indicred
Loan Amount: ₹50,000 to ₹20 Lakhs
Interest Rate: Starting from 10.40% p.a.*
Tenure: 12 to 84 months (up to 7 years)
Approval: Quick processing with easy documentation
No Collateral: 100% unsecured loan
Multipurpose Use: Education, medical expenses, travel, weddings, debt consolidation, and more
⚡ Benefits of Applying via Indicred
⚡ Instant Eligibility Check – Know your loan eligibility in minutes
💰 Low Interest Rates – Compare top offers to save more
📝 Paperless Process – Fully online application
🎯 Expert Guidance – Personalized financial advice
🚀 Quick Disbursal – Loan credited within 24–48 hours after approval
📝 Eligibility Criteria for Indian Personal Loan
Age: 21 – 60 years
Employment: Salaried, self-employed, or professionals
Minimum Income: ₹15,000 per month (varies by location)
Credit Score: 700+ preferred for best interest rates
Work Experience: At least 1 year (salaried) / 2 years (self-employed)
📂 Documents Required
Identity Proof: Aadhaar, PAN, Passport, or Voter ID
Address Proof: Aadhaar, Passport, utility bills, or rental agreement
Income Proof: Salary slips (last 3 months), bank statements, or ITR
Employment Proof: Company ID card, employment letter, or business registration
💡 How to Apply for Axis Bank Personal Loan with Indicred?
Visit Indicred.in and navigate to Personal Loan.
Fill out the online form with basic details.
Upload required documents for verification.
Get instant eligibility check & loan offer.
Choose the best loan option and proceed.
Loan disbursal directly to your bank account.
🎯 Advantages of Indian Bank Personal Loan
✅ Loan up to ₹20 Lakhs for high-value needs
✅ Flexible tenure up to 7 years
✅ Multipurpose loan without restrictions
✅ No collateral or guarantor required
✅ Trusted government-owned bank with nationwide presence
🏦 Use Cases of Indian Bank Personal Loan
An Indian Bank personal loan can be used for multiple financial needs:
Wedding expenses
Higher education
Travel & holidays
Medical emergencies
Home renovation
Debt consolidation
Indian Personal Loan FAQs
You can get up to ₹20 Lakhs depending on eligibility and income.
With Indicred, approval is instant, and disbursal usually takes 24–48 hours
No, Indian Bank Personal Loan is an unsecured loan, so no collateral is required.
Yes, prepayment and foreclosure options are available as per bank norms.
Rates start from 10.40% p.a., depending on your credit score and profile.
Personal Loan Providers
Indian Bank Personal Loan EMI Calculator
EMI Schedule
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Contact us
Office Address
JMD Megapolis Sector 48 Gurgaon
Indicred offers a wide array of financial products including personal loans, instant loans, education loans, home loans, business loans, and car loans. We also provide credit cards, including cashback credit cards, rewards credit cards, and travel credit cards. Whether you're looking for quick access to funds or flexible repayment options, Indicred makes it easy with competitive rates, fast approval, and simple online application. With advanced credit assessments, even those with limited credit history can access the financial solutions they need. Apply now for personalized loan and credit card offers!