BOB Personal Loan -Fast Approval & Low Interest Rates with Indicred
When it comes to financial support for your personal needs, the Bank of Baroda (BOB) Personal Loan is one of the most trusted choices in India. Whether it’s for medical emergencies, weddings, education, home renovation, debt consolidation, or travel, BOB offers quick approval, competitive interest rates, and flexible repayment options.
With Indicred, you can apply for a Bank of Baroda Personal Loan online with zero hassle, minimal paperwork, and fast disbursal directly into your bank account.
Max. Loan Amount
Up to ₹40L
Rate of Interest
10.49% p.a. onwards
Tenure up to
Up to 5 years
Processing Fee
2% - 8%
✅ Why Choose BOB Personal Loan?
Applying through Indicred ensures:
You get access to the best offers while saving time and effort.
Quick Disbursal – Funds credited within 24-48 hours.
Low Interest Rates – Starting from 10.10% p.a.
Flexible Repayment – Tenure ranging from 12 to 60 months.
High Loan Amount – Borrow up to ₹15 lakhs.
No Collateral Required – 100% unsecured loan.
Hassle-free documentation – Simple and fast application process.
✅ Key Features of Bank of Baroda Personal Loan
Loan Amount: ₹50,000 to ₹15 Lakhs (can go higher depending on profile)
Interest Rate: Starting from 10.10% p.a.*
Tenure: Flexible from 12 to 60 months
Approval: Quick processing with simple documentation
Collateral-Free: No security or guarantor required
Usage: Multipurpose – from education to travel to medical bills
⚡ Benefits of Applying via Indicred
⚡ Instant Eligibility Check – Know if you qualify in minutes
💰 Low Interest Rates – Compare and choose the best offers
📝 Paperless Application – End-to-end digital journey
🎯 Expert Loan Guidance – Get the right loan at the right rate
🚀 Quick Disbursal – Funds transferred directly to your account
📝 Eligibility Criteria for BOB Personal Loan
To qualify, you need to meet the following requirements:
Age: 21 – 60 years
Employment Type: Salaried, self-employed, or professionals
Minimum Income: ₹15,000 – ₹20,000 per month (varies as per city)
Credit Score: 700+ preferred for best rates
Work Experience: At least 1 year (salaried) / 2 years (self-employed)
📂 Documents Required
Keep these documents handy for fast approval:
Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID
Address Proof: Aadhaar, utility bills, Passport, or rental agreement
Income Proof: Salary slips, ITR, or bank statements
Employment/Business Proof: Company ID card, employment letter, or business registration
💡 How to Apply for Axis Bank Personal Loan with Indicred?
Visit Indicred.in and navigate to Personal Loan.
Fill out the online form with basic details.
Upload required documents for verification.
Get instant eligibility check & loan offer.
Choose the best loan option and proceed.
Loan disbursal directly to your bank account.
🎯 Advantages of Bank of Baroda Personal Loan
✅ Interest rates starting from just 10.10% p.a.
✅ Loan up to ₹15 Lakhs (higher for select profiles)
✅ Tenure flexibility up to 5 years
✅ No collateral or guarantor needed
✅ Trusted government-owned bank with nationwide presence
🏦 Use Cases of BOB Personal Loan
An BOB personal loan can be used for multiple financial needs:
Wedding expenses
Higher education
Travel & holidays
Medical emergencies
Home renovation
Debt consolidation
BOB Personal Loan FAQs
You can get up to ₹15 Lakhs depending on your profile and eligibility.
With Indicred, approvals are instant and disbursal is usually done within 24–48 hours.
No, this is an unsecured loan, so no collateral is needed.
Minimum monthly income of ₹15,000–₹20,000 is required (varies by city).
Yes, foreclosure and part-payment options are available as per bank policies.
Personal Loan Providers
BOB Personal Loan EMI Calculator
EMI Schedule
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Contact us
Office Address
JMD Megapolis Sector 48 Gurgaon
Indicred offers a wide array of financial products including personal loans, instant loans, education loans, home loans, business loans, and car loans. We also provide credit cards, including cashback credit cards, rewards credit cards, and travel credit cards. Whether you're looking for quick access to funds or flexible repayment options, Indicred makes it easy with competitive rates, fast approval, and simple online application. With advanced credit assessments, even those with limited credit history can access the financial solutions they need. Apply now for personalized loan and credit card offers!