PNB Personal Loan-Fast Approval & Low Interest Rates with Indicred
From handling medical expenses to funding weddings, education, home renovation, or travel, a Punjab National Bank (PNB) Personal Loan is designed to provide quick financial support. With fast approvals, affordable interest rates, and flexible repayment options, PNB ensures that your financial goals are met without any hassle. Through Indicred, you can enjoy a smooth online application process with expert guidance and quick disbursal.
Max. Loan Amount
Up to ₹40L
Rate of Interest
10.49% p.a. onwards
Tenure up to
Up to 5 years
Processing Fee
2% - 8%
✅ Why Choose PNB Personal Loan?
Applying through Indicred ensures a fast, simple, and transparent loan journey. You get quick approvals, competitive rates, flexible repayment options, and expert guidance, making the loan process smooth and stress-free.
Quick Disbursal – Funds credited within 24-48 hours.
Low Interest Rates – Starting from 10.40% p.a.
Flexible Repayment – Tenure ranging from 12 to 60 months.
High Loan Amount – Borrow up to ₹15 lakhs.
No Collateral Required – 100% unsecured loan.
Minimal Documentation – Simple and fast application process.
📌 Features of PNB Personal Loan with Indicred
Loan Amount: ₹50,000 to ₹15 Lakhs (higher for salaried govt. employees)
Interest Rate: Starting from 10.40% p.a.*
Tenure: 12 months to 60 months
Approval: Fast processing with minimal paperwork
Unsecured Loan: No collateral required
Flexible End Use: Multipurpose loan – medical, education, weddings, travel, home renovation, or debt consolidation
⚡ Benefits of Applying via Indicred
Choosing Indicred to apply for your PNB personal loan comes with unique advantages:
Quick Online Application – Apply from anywhere, anytime.
Compare & Choose – Get the best offers tailored for you.
Transparency – No hidden charges or false promises.
Expert Assistance – Guidance throughout the loan process.
Pan-India Access – Apply from any city across India.
📝 Eligibility Criteria for PNB Personal Loan
To qualify, you need to meet the following requirements:
Age: 21 – 60 years
Employment: Salaried, self-employed, or professionals
Minimum Income: ₹15,000 – ₹20,000 per month (varies by city)
Credit Score: 700+ preferred
Work Experience: Minimum 1 year for salaried / 2 years for self-employed
📂 Documents Required
Keep these documents handy for fast approval:
Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID
Address Proof: Aadhaar, utility bills, Passport, or rental agreement
Income Proof: Salary slips, bank statements, or ITR
Employment/Business Proof: Company ID card, employment letter, or business registration
💡 How to Apply for PNB Bank Personal Loan with Indicred?
Visit Indicred.in and navigate to Personal Loan.
Fill out the online form with basic details.
Upload required documents for verification.
Get instant eligibility check & loan offer.
Choose the best loan option and proceed.
Loan disbursal directly to your bank account.
🎯 Adwantages of PNB Personal Loan
Competitive interest rates starting from 10.40% p.a.
Flexible repayment tenure of up to 5 years
No collateral required
Multipurpose usage without restrictions
Trusted public sector bank with wide reach across India
🏦 Use Cases of PNB Personal Loan
An PNB personal loan can be used for multiple financial needs:
Wedding expenses
Higher education
Travel & holidays
Medical emergencies
Home renovation
Debt consolidation
PNB Personal Loan FAQs
You can avail up to ₹15 Lakhs depending on your eligibility.
With Indicred, approvals are quick and disbursal can be completed within 24–48 hours.
Yes, prepayment and foreclosure options are available as per bank guidelines.
No, PNB personal loans are unsecured, meaning no collateral is required.
Rates start at 10.40% p.a., depending on your income, profile, and credit score.
Personal Loan Providers
PNB Personal Loan EMI Calculator
EMI Schedule
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Contact us
Office Address
JMD Megapolis Sector 48 Gurgaon
Indicred offers a wide array of financial products including personal loans, instant loans, education loans, home loans, business loans, and car loans. We also provide credit cards, including cashback credit cards, rewards credit cards, and travel credit cards. Whether you're looking for quick access to funds or flexible repayment options, Indicred makes it easy with competitive rates, fast approval, and simple online application. With advanced credit assessments, even those with limited credit history can access the financial solutions they need. Apply now for personalized loan and credit card offers!