YES Bank Personal Loan – Fast Approval & Low Interest Rates with Indicred
Managing unexpected expenses, funding education, planning a wedding, or consolidating debts becomes easy with a Yes Bank Personal Loan. With fast approvals, attractive interest rates, and flexible repayment options, you can fulfill your financial needs without hassle. At Indicred, we make the process simpler by guiding you through instant eligibility checks and quick disbursal.
Max. Loan Amount
Up to ₹40L
Rate of Interest
10.49% p.a. onwards
Tenure up to
Up to 5 years
Processing Fee
2% - 8%
✅ Why Choose Yes Bank Personal Loan?
Yes Bank is one of India’s leading private sector banks offering easy and affordable personal loans. Here’s why it’s a top choice:
Quick Disbursal – Funds credited within 24-48 hours.
Low Interest Rates – Starting from 10.99% p.a.
Flexible Repayment – Tenure ranging from 12 to 60 months.
High Loan Amount – Borrow up to ₹40 lakhs.
No Collateral Required – 100% unsecured loan.
Minimal Documentation – Simple and fast application process.
📌 Features of Axis Bank Personal Loan with Indicred
Loan Amount: ₹1 Lakh to ₹40 Lakhs
Interest Rate: Starting from 10.99% p.a.*
Tenure: 12 months to 60 months
Approval: Quick digital approval with minimal documentation
Flexibility: Zero restriction on end-use (wedding, education, travel, etc.)
Top-Up Loan Facility: Available for existing customers
⚡ Benefits of Applying via Indicred
Instant Eligibility Check – Know if you qualify within minutes
Low Interest Rates – Compare and get the best offer
100% Online Process – Paperless & hassle-free
Expert Assistance – Get guided loan support at every step
Quick Disbursal – Funds credited directly to your bank account
📝 Eligibility Criteria for Yes Bank Personal Loan
To qualify, you need to meet the following requirements:
Age: 21 – 60 years
Employment: Salaried or self-employed
Minimum Income: ₹25,000 per month (varies by city)
Credit Score: 700+ preferred
Work Experience: Minimum 2 years with 1 year in current job
📂 Documents Required
Keep these documents handy for fast approval:
Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID
Address Proof: Utility bills, Aadhaar, Passport, or Rent Agreement
Income Proof: Latest salary slips / ITR / Bank statements
Employment Proof: Offer letter, employee ID, or business proof
💡 How to Apply for Yes Bank Personal Loan with Indicred?
Visit Indicred.in and navigate to Personal Loan.
Fill out the online form with basic details.
Upload required documents for verification.
Get instant eligibility check & loan offer.
Choose the best loan option and proceed.
Loan disbursal directly to your bank account.
🎯 Why Yes Bank Personal Loan is the Right Choice
Transparent charges & no hidden costs
Flexible repayment with easy EMIs
Attractive balance transfer option
Special offers for salaried professionals
🏦 Use Cases of Yes Bank Personal Loan
An Axis Bank personal loan can be used for multiple financial needs:
Wedding expenses
Higher education
Travel & holidays
Medical emergencies
Home renovation
Debt consolidation
Yes Bank Personal Loan FAQs
You can get a loan between ₹1 Lakh to ₹40 Lakhs, depending on eligibility.
With Indicred, approval is almost instant, and disbursal can happen within 24-48 hours.
No, it is an unsecured loan, meaning no security or collateral is required.
Yes, foreclosure is allowed after a certain period (subject to bank’s terms and conditions).
Rates start from 10.99% p.a., depending on your profile, income, and credit score.
Personal Loan Providers
Yes Bank Personal Loan EMI Calculator
EMI Schedule
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Contact us
Office Address
JMD Megapolis Sector 48 Gurgaon
Indicred offers a wide array of financial products including personal loans, instant loans, education loans, home loans, business loans, and car loans. We also provide credit cards, including cashback credit cards, rewards credit cards, and travel credit cards. Whether you're looking for quick access to funds or flexible repayment options, Indicred makes it easy with competitive rates, fast approval, and simple online application. With advanced credit assessments, even those with limited credit history can access the financial solutions they need. Apply now for personalized loan and credit card offers!